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Reasons to Refinance - Goodmortgage.com
That rule no longer holds true in today's market, because you can refinance your mortgage for no closing costs, or no points. When a refinance costs you nothing .
http://www.goodmortgage.com/Learn/Decisions/Reasons_To_Refinance.html

Five Tips to Keep Your Mortgage Refinancing Closing Costs Low
Home owners looking to lower their mortgage payments through refinancing . loan with two points will end up saving more than choosing a zero point loan at a .
http://www.totalmortgage.com/home-refinance/lower-mortgage-payment/five-tips-to-keep-mortgage-refinancing-closing-costs-low.asp

Paying Points on a Refinance Loan – Probably Not the Best Option
May 27, 2007 . If you are considering a refinance loan, in addition to paying for closing . to pay points in exchange for a lower interest rate on your new mortgage. . For example, a lender may allow you to pay zero points and give you an .
http://www.homeloanbasics.com/articles/RefinancingAHome/PayingPointsonaRefinanceLoanProbablyNottheBestOption

Home Loan or Refinancing With Zero-Point Mortgages | Suite101.com
Jul 6, 2010 . Everyone wants the best deals they can get. This is why zero-interest auto loans are attractive as well as buying furniture and electronics "same .
http://suite101.com/article/home-loan-or-refinancing-with-zero-point-mortgages-a254945

Should I pay points to refinance a mortgage?
Sometimes, mortgage loan companies offer zero point/zero fee refinancing options. These are loans that negotiate a lower interest rate without requiring you to .
http://www.mortgagerefinancing.net/should-i-pay-points-to-refinance-a-mortgage/

No Cost Refinance Loans | The Truth About Mortgage.com
Mortgage brokers can also set up a no cost refinance for you, adjusting their yield -spread premium (commission) to the point where they make enough money to .
http://www.thetruthaboutmortgage.com/no-cost-refinance-loans/

Should I pay points on my mortgage?
Frequently asked mortgage questions. Should I pay mortgage points? . Some homeowners used zero-point/zero-fee adjustable loans to refinance and get a .
http://www.choicefinance.net/faq/pay-mortgage-points.htm

Refinancing? Seek A Zero-point Loan - Chicago Tribune
Nov 2, 1991 . Inc., a leading mortgage lender, agreed that zero- point loans could make narrow -gap refinancing practical, but said there were ``some .
http://articles.chicagotribune.com/1991-11-02/news/9104080780_1_zero-point-loans-refinancing-zero-point-loan

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No Closing Cost Refinance Mortgage Loan, Zero Points and No Fee ...
No Cost Refinance Mortgage Loan Explained, Refinancing a No Closing Cost Mortgage - Zero Closing Costs Analysis.
http://www.lender411.com/no-closing-cost-refinance/

No Closing Cost Refinance Mortgage, Refinance Analysis Zero Fees
In order to get a No Closing Cost Refinance you will need to accept a slightly higher rate than a normal No Points mortgage. Usually about .250% to .500% .
http://www.erate.com/refinance_no_points_no_fees.htm

Mortgage Refinance Guide | www.clarkhoward.com
Oct 27, 2010 . Clark's guide to refinancing your mortgage. favorite. Vote (0) . A "zero cost" loan is different than a "zero point" loan. You will probably have to .
http://www.clarkhoward.com/news/clark-howard/homes-real-estate/refinance-guide/nFbT/

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Points or No Points? - SmartMoney.com
Feb 28, 2011 . A notable exception to that rule, however, is refinanced mortgages. In this case, only a few states allow you to deduct discount points (North .
http://www.smartmoney.com/spend/real-estate/points-or-no-points-9685/

Zero Points, Zero Closing Costs - Mortgage Specialists
Refinance your current mortgage with our low rate, zero cost program. Pay zero points and zero closing costs. This program allows you to refinance again at no .
http://www.themortgagespecialists.com/program-zero.html?KeepThis=true&TB_iframe=true&height=430&width=400

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BestMortgage.com - To Refi or Not to Refi?
To figure out your break-even point on a refinance, you can click here to use our . As I explained in my Mortgage Ad Truth Report, "No Closing Costs" loans are .
http://www.bestmortgage.com/refinance_column.html